Digital banking will overtake traditional banking by 2015 - PwC survey

Digital banking will overtake traditional banking by 2015 – PwC survey

January 17, 2012 - Traditional banking is facing its steepest challenge in over a generation. Digital banking will overtake branch networks as the main way customers deal with their banks by 2015, according to a global survey from PricewaterhouseCoopers. The poll of 3000 people in nine countries sho

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Emerging Markets to Drive Global Economy in Huge Consumption Shift

Emerging Markets to Drive Global Economy in Huge Consumption Shift

January 12, 2012 - Consumers in emerging markets will drive value creation and growth in the world’s economy over the coming five years in a major shift in global consumption from West to East, according to a new Insights report by MasterCard Worldwide. Between 2012 and 2016, emerging markets will

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Comisia Europeana lanseaza o consultare publica pe tema integrarii platilor fara numerar

Comisia Europeana lanseaza o consultare publica pe tema integrarii platilor fara numerar

11 ianuarie 2012 – Comisia Europeana a publicat astazi Cartea Verde care analizeaza obstacolele in calea integrarii pietei europene din perspectiva platilor prin card, internet si telefon mobil. Obiectivul Cartii Verzi este de a lansa un proces de consultare generala cu partile interesate pentru a

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New reports identifies banking, payments trends for 2012

New reports identifies banking, payments trends for 2012

A new report from Javelin Strategy & Research identifies and evaluates the leading trends that will transform banking, payments, mobile and security in 2012. Javelin provides quantitative and qualitative research focused on the global financial services industry. These predictions highlight a ra

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Google Wallet stores unencrypted data - viaForensics analysis

Google Wallet stores unencrypted data – viaForensics analysis

December 14, 2011 - Google's mobile wallet application fails to securely store some personal information on the users' phone, according to research from viaForensics. The security specialist says its initial testing of the app on a rooted handset shows that credit card balances, limits, expiration d

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Visa Barometer shows slower growth in consumer spending in Q3 across the EU

Visa Barometer shows slower growth in consumer spending in Q3 across the EU

30 November, 2011 - The rate of growth of consumer spending slowed in quarter three (Q3) 2011 to 0.5% year-on-year, following a stronger rate of growth (2.1%) in the second quarter. Q3 registered the slowest rate of growth of the year so far and marked the slowest growth rate since Q4 2010. Despit

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EPC Publishes Mobile Contactless SEPA Card Payments Interoperability Implementation Guidelines

EPC Publishes Mobile Contactless SEPA Card Payments Interoperability Implementation Guidelines

These guidelines, published by The European Payments Council, offer a description of the mobile contactless payments ecosystem today and the stakeholders involved, to provide a clear understanding of the technology available and its deployment within the market. These guidelines build on EPC's prev

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Visa Europe’s new report reveals electronic payments help to counter the shadow economy

Visa Europe’s new report reveals electronic payments help to counter the shadow economy

October 27, 2011 - The shadow economy in Europe is estimated to be €2.2 trillion in 2011 - this is 5% higher than the €2.1 trillion in 2010. An increase in electronic payments by 10 percent, can lead to a decline in the size of the shadow economy by up to 5 percent, according to a new Visa

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EPC survey confirms the SEPA Direct Debit model is preferred by almost 75% of users

EPC survey confirms the SEPA Direct Debit model is preferred by almost 75% of users

October 10, 2011 - The EPC conducted a survey to identify mandate checking obligations of existing national direct debit schemes in SEPA. The findings demonstrate that more than 73 percent of all direct debit payments in the EU are executed on the accounts of consumers who, today, do not request suc

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Peste 20% dintre tinerii germani si englezi folosesc telefonul mobil la cumparaturi

Peste 20% dintre tinerii germani si englezi folosesc telefonul mobil la cumparaturi

6 octombrie 2011 – MasterCard a dat recent publicitatii un studiu privind influenta telefoanelor mobile si a retelelor de socializare asupra modului in care tinerii cumpara si aleg marcile produselor. Studiul a analizat obiceiurile la cumparaturi pentru aproximativ 1.200 de tineri, cu varste

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